http://www.classifiedflyerads.com ClassifiedFlyerAds.com Feed http://www.classifiedflyerads.com/images/headerlogo.gif http://www.classifiedflyerads.com Bob Elliot RES Realty 12280 Nicollet Ave Burnsville MN 55337 US 612 578 6162 http://www.minnesotarealestatetoday.com http://www.classifiedflyerads.com/images/logos/393888326BobColorfacingright.jpg http://www.classifiedflyerads.com/images/logos/1470875128logo61.JPG 12418 Contrary to popular belief, buyers do not have to be firsttime homebuyers to buy HUD homes. Buyers do not have to fall into lowincome categories. Any qualified buyer who is prequalified by a lender or who has sufficient cash to cover the transaction costs, purchase price and closing costs, can buy a HUD Home. HUD homes range in price, but most are affordable for low and moderateincome Americans. HUD homes buyers fall into three distinct categories: Owner Occupantbuyers Investorbuyers pportunities to owner occupant purchasers. Owner occupant purchasers have priority over investor buyers in the first ten days that a property is on the market. Investors may not bid on a HUD property during the first 30day listing period. Owner occupant buyers can submit a bid with a request that HUD pay 3% of the sale price toward the buyers closing costs. An owner occupant purchaser is defined by HUD as a buyer who will live in the property as a primary residence for at least 12 months. The buyer must sign an Owner Occupant Certification Form as part of the initial bid package. An investor purchaser is a buyer who will not occupy the property as a primary residence. Many investors find themselves tempted to bid on HUD homes as owner occupants, but serious fines and penalties are prescribed for persons engaging in fraud in HUD homes transactions. U.S. Dept of Housing and Urban Development (HUD) employees and relatives of HUD employees are eligible to buy HUD Homes, but must receive written approval fromthe Director of HUD's Office of Single Family Asset Management in order to purchase a HUDowned singlefamily property. Call me for information about HUD Homes: Bob Elliot REALTOR 612 578 6162 http://www.MinnesotaRealEstateToday.com http://www.classifiedflyerads.com/flyer/HUD-Home-Opportunities--Real-Estate-Serv/359102.html HUD Home Opportunities! real-estate 359102 http://www.classifiedflyerads.com/flyer/HUD-Home-Opportunities--Real-Estate-Serv/359102.html Sat, 11 Feb 2012 21:20:28 PST http://www.classifiedflyerads.com/realtor_uploads/12418/359102/HUDHojmeStoreHomeSearch.jpg Burnsville, Click Roseville Homes and Real Estate http://www.classifiedflyerads.com/flyer/Roseville-Homes-and-Real-Estate-Today--R/351807.html Roseville Homes and Real Estat... real-estate 351807 http://www.classifiedflyerads.com/flyer/Roseville-Homes-and-Real-Estate-Today--R/351807.html Sat, 11 Feb 2012 21:20:28 PST http://www.classifiedflyerads.com/realtor_uploads/12418/351807/RosevilleHomesandRealEstate.jpg Burnsville, Free reports delivered to your email. 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These are only a few reasons seller's choose a short sale: Struggling due to your mortgage increasing or adjusted Income reduced Unemployed MHA Government Program lenders pay the real estate commission on your Short Sale I have 20 years of strong lender experience! My Short Sale Comfort Level is HIGH! I'm a real estate professional not an investor! Call or text: Bob Elliot REALTOR 612.578.6162 I am a REALTOR providing short sale service, not loan modification service, at no cost to you. About Me Highly experienced working with banks and lenders I understand the complexities in Short Sale negotiations, paperwork packages, and sales. Strong negotiating, finance, pricing, and contract skills. Quick to respond and offer regular communication with seller to stay informed. Quick to respond to lender questions and answers. Community Activity: Affordable Housing Committee Member 1992 Affordable Housing Committee Chairman 1993 Affordable Homes Congress Cofounder 1994 Affordable Housing Committee Vice Chairman 1995 Mortgage Association of MN Board of Directors Member 19982001 / 20042007 Fannie Mae Lender Advisory Committee Member 19982003 Affordable Housing Committee Chairman 19982001 Subcommittee Chairman Dedicated to Consumer Advocacy Minnesota Housing and Finance Lender Advisory Committee 2005 Affordable Housing Committee Chairman 2005 Experience: Began real estate career 1985 20 years experience as a residential finance trainer and speaker. 26 years experience specializing in lender negotiations and keeping offers together. Realtor trained in Short Sales I'm not an investor! Certified Distressed Property Expert Center for Asset Preservation Short Sale Certified Important Notice: Bob Elliot Realtor RES Realty is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating. 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My Short Sale comfort level is HIGH! I am a Realtor not an investor. 26 Years Hands on Experience. Please don't hesitate to call or email with any questions you may have: Bob Elliot 612 578 6162 Click Minnesota Real Estate Today About Me Highly experienced working with banks and lenders upper management and staff. I understand the complexities in Short Sale negotiations, paperwork packages, and sales. Strong negotiating, finance, pricing, and contract skills. Quick to respond and offer regular communication with seller to stay informed. Quick to respond to lender questions and answers. Community Activity: Affordable Housing Committee Member 1992 Affordable Housing Committee Chairman 1993 Affordable Homes Congress Cofounder 1994 Affordable Housing Committee Vice Chairman 1995 Mortgage Association of MN Board of Directors Member 19982001 / 20042007 Fannie Mae Lender Advisory Committee Member 19982003 Affordable Housing Committee Chairman 19982001 Subcommittee Chairman Dedicated to Consumer Advocacy Minnesota Housing and Finance Lender Advisory Committee 2005 Affordable Housing Committee Chairman 2005 Experience: Began real estate career 1985 20 years experience as a residential finance trainer and speaker. 25 years experience specializing in lender negotiations and keeping offers together. Realtor trained in Short Sales I'm not an investor! Certified Distressed Property Expert Center for Asset Preservation Short Sale Certified I am a REALTOR providing short sale service, not loan modification service, at no cost to you. 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